Breakdown cover is not an essential item needed to drive a car, but without it you could find yourself stranded or with a hefty bill for recovery. You need to weigh up if breakdown cover is suitable for the type of driving you do. If you only use the car occasionally, do not really rely on it and tend to not travel far, then it may not be worth the added cost. But if you do travel distances often and would be stuck if you broke down then it is a definite essential.

We often do not think about breakdown cover until it is too late, meaning we either have to pay a premium for a policy to start instantly or you have to arrange alternative recovery. If you break down on a part of the motor way with a hard shoulder you will be expect to get your car removed very quickly. If you cannot do this then the motorways agency will recover the vehicle for you but can charge you into the hundreds to take it a few miles up the road.